Know Your Rights
How Do I Choose A Collision Repair Facility?
As the owner of a motor vehicle involved in an accident or submitting an insurance claim, you have the right to choose the shop where you wish to have your vehicle repaired. No law requires you to get more than one estimate, nor are you obligated to have your vehicle repaired at the “cheapest” shop or one “preferred” by the insurance company. You should select a repair facility based on their skill, service, knowledge, reputation and guarantee of their workmanship.
Remember, the body shop is fixing YOUR vehicle for YOU. If you’re making an insurance claim, the insurer pays the bill, but most states prohibit the insurer from requiring you to use a particular shop — that means, ultimately, no matter what you hear, THE BODY SHOP IS YOUR CHOICE.
What Is A DRP Body Shop?
Direct Repair Program (DRP) is another name for an insurance company’s listing of shops, such as: State Farm’s “Service First”, Allstate’s “PRO”, Progressive’s “Total Pro or Concierge”, etc. DRP repair facilities have been solicited by the insurance company which sends customers their way in exchange for discounted repairs, such as lower labor rates or parts discounts. The consumer is not required or obligated to use a DRP repair facility.
Automotive Specialties made a decision many years ago to decline any DRP contracts which allows us to work WITH all insurance companies but work FOR our customer.
Must I Notify My Insurance Company Before Repairs?
Yes, insurance policies require that you notify the company and tell them where the damaged vehicle may be inspected. The insurance company may wish to send an adjustor of their choice to inspect the vehicle or review the shop’s estimate prior to repair.
Who Pays The Repair Bill?
You must arrange for payment. Your insurance policy states the insurance company will pay for repairs less any deductibles or depreciation.
What If Repair Costs Exceed The Original Estimate?
Often times in the collision repair process additional damages are found resulting in more labor and parts needed to restore the vehicle to pre-accident condition. Parts sometimes come in at higher prices than quoted. These additional charges are called a supplement and will be covered by the insurance company with supporting paperwork from the repair facility.
If There Is A Problem With The Repair Job, Who Should You Contact?
First, contact the manager of the repair shop. If your problem is not resolved, contact your insurance company claims manager.
Mastering Winter Roads: 9 Essential Tips to Safeguard Your Drive and Prevent Collisions
Winter is a beautiful and magical season, but it can also be treacherous when driving. Snow and ice create slippery road conditions that increase the risk of accidents and collisions. For Automotive Specialties in Yorkville, ensuring the safety of drivers during the winter months is a top priority. This blog post will provide valuable winter driving tips to keep you safe and help you avoid collisions on icy roads.
Essential Winter Driving Tips
Slow Down and Increase Following Distance
When winter weather sets in, the first and most crucial tip is to slow down and increase your following distance. Maintaining a safe and reasonable speed for road conditions is the best way to avoid accidents. According to the National Highway Traffic Safety Administration (NHTSA), driving too fast for the road conditions is a significant factor in winter accidents. Reducing your speed and increasing the following distance between your vehicle and the one ahead of you gives you more time to react in case of unexpected situations.
Equip Winter Tires
Winter tires are designed to provide better traction and control in snowy and icy conditions. According to the American Automobile Association (AAA), winter tires can significantly improve your vehicle’s performance on winter roads. Investing in quality winter tires can make a substantial difference in your winter driving experience, reducing the likelihood of sliding or losing control of your vehicle.
Keep Your Vehicle Well-Maintained
Maintaining your vehicle is essential year-round, but it’s particularly crucial during the winter months. The NHTSA suggests ensuring your vehicle’s brakes, tires, lights, and other critical components are in excellent working condition. Regular maintenance checks can help prevent unexpected breakdowns or accidents due to faulty equipment.
Clear Snow and Ice from All Vehicle Surfaces
Before hitting the road, take the time to clear all snow and ice from your vehicle’s surfaces. This includes not only the windows and mirrors but also the roof, hood, and trunk. Snow and ice flying off your vehicle can create hazards for you and other drivers. It’s a simple yet effective way to prevent accidents and ensure visibility.
Use Your Lights
Reduced visibility is a typical winter driving challenge. To combat this, turn on your headlights even during the day. This will make your vehicle more visible to others and help you see the road better. Using your lights is especially crucial when it’s snowing, foggy, or there is limited visibility.
Avoid Overconfidence in Four-Wheel Drive
Four-wheel drive (4WD) can provide better traction, but it doesn’t mean you’re invincible on icy roads. The NHTSA cautions against overconfidence in 4WD vehicles. While 4WD can help you get moving on slippery surfaces, it won’t necessarily help you stop or navigate corners more safely. Drive cautiously, regardless of your vehicle’s drive type.
Be Mindful of Black Ice
Black ice, a nearly invisible and extremely slippery layer of ice, is a significant hazard during the winter months. Black ice can form on roadways, especially during early morning or late evening when temperatures drop. Be extra cautious on bridges, overpasses, and shaded areas, as they tend to freeze first.
Plan Your Trips and Inform Someone
Planning your trips and informing someone about your travel plans is a smart safety measure. Let a friend or family member know your destination and estimated arrival time. It is recommended to have a fully charged cell phone and an emergency kit in your vehicle, including blankets, non-perishable food, and a first aid kit, in case you get stuck in adverse conditions.
Practice Defensive Driving
Defensive driving is a skill that’s invaluable in all driving conditions, especially during the winter. Maintain awareness of your surroundings, anticipate potential hazards, and be prepared to react to other drivers’ mistakes. Defensive driving techniques can help you avoid collisions and stay safe on winter roads.
Contact Automotive Specialties
Incorporating these winter driving tips into your routine can make a world of difference when navigating the challenging road conditions of the season. However, it’s not just about safety; it’s also about peace of mind.
Don’t wait until the first snowfall; take proactive steps to prepare your vehicle and yourself for winter. Automotive Specialties in Yorkville, Illinois, is here to assist you in ensuring a safe and collision-free winter season. And remember, in case of an accident, our skilled team is ready to get you back on the road safely.
Contact us, and let’s ensure you’re prepared to conquer the winter roads confidently. Your safety is our priority.
Sources
https://damicopettinicchi.com/how-to-avoid-accidents-in-the-snow/
https://exchange.aaa.com/safety/driving-advice/winter-driving-tips/
https://www.nhtsa.gov/winter-driving-tips
