Know Your Rights
How Do I Choose A Collision Repair Facility?
As the owner of a motor vehicle involved in an accident or submitting an insurance claim, you have the right to choose the shop where you wish to have your vehicle repaired. No law requires you to get more than one estimate, nor are you obligated to have your vehicle repaired at the “cheapest” shop or one “preferred” by the insurance company. You should select a repair facility based on their skill, service, knowledge, reputation and guarantee of their workmanship.
Remember, the body shop is fixing YOUR vehicle for YOU. If you’re making an insurance claim, the insurer pays the bill, but most states prohibit the insurer from requiring you to use a particular shop — that means, ultimately, no matter what you hear, THE BODY SHOP IS YOUR CHOICE.
What Is A DRP Body Shop?
Direct Repair Program (DRP) is another name for an insurance company’s listing of shops, such as: State Farm’s “Service First”, Allstate’s “PRO”, Progressive’s “Total Pro or Concierge”, etc. DRP repair facilities have been solicited by the insurance company which sends customers their way in exchange for discounted repairs, such as lower labor rates or parts discounts. The consumer is not required or obligated to use a DRP repair facility.
Automotive Specialties made a decision many years ago to decline any DRP contracts which allows us to work WITH all insurance companies but work FOR our customer.
Must I Notify My Insurance Company Before Repairs?
Yes, insurance policies require that you notify the company and tell them where the damaged vehicle may be inspected. The insurance company may wish to send an adjustor of their choice to inspect the vehicle or review the shop’s estimate prior to repair.
Who Pays The Repair Bill?
You must arrange for payment. Your insurance policy states the insurance company will pay for repairs less any deductibles or depreciation.
What If Repair Costs Exceed The Original Estimate?
Often times in the collision repair process additional damages are found resulting in more labor and parts needed to restore the vehicle to pre-accident condition. Parts sometimes come in at higher prices than quoted. These additional charges are called a supplement and will be covered by the insurance company with supporting paperwork from the repair facility.
If There Is A Problem With The Repair Job, Who Should You Contact?
First, contact the manager of the repair shop. If your problem is not resolved, contact your insurance company claims manager.
Navigating the Road to Safety: A Guide for Millennial Drivers
In today’s fast-paced world, Millennial drivers in the Yorkville area face unique challenges on the road. With the constant distractions of smartphones, increased traffic, and changing road conditions, it’s crucial for this generation to prioritize safe driving habits. As an auto body repair company at Automotive Specialties, we are dedicated to promoting road safety. This comprehensive guide will explore what Millennials need to do to be safe drivers and provide essential tips to ensure a secure and accident-free journey.
Understanding the Millennial Driving Landscape
Millennials, born between 1981 and 1996, now represent a significant portion of drivers on the road. Their presence on the roadways has ushered in a new era of driving, characterized by a deep integration of technology into the driving experience. With their familiarity with technology and fast-paced lifestyle, they often face unique challenges that can impact their safety while driving.
As the first generation to come of age in the digital age, Millennials have grown up with smartphones, social media, and constant connectivity. While these technological advances have brought many conveniences, they have also introduced unprecedented distractions and temptations behind the wheel.
Challenges Facing Millennial Drivers
Let’s delve into some key factors affecting Millennial drivers and explore how they can navigate the road safely amidst these modern challenges:
One of the most pressing concerns for Millennial drivers is distracted driving. In an era where smartphones have become an integral part of daily life, the temptation to check texts, make calls, or use apps while driving can lead to accidents. According to the National Highway Traffic Safety Administration, distracted driving claimed 2,841 lives in 2018 in the United States alone. To ensure your safety and the safety of others on the road, it’s crucial to put the phone away while driving. Consider using hands-free technology or pull over if you need to use your phone.
As the Yorkville area continues to grow, traffic congestion has become a daily reality. Millennials often find themselves in bumper-to-bumper traffic, leading to frustration and impatience. It’s essential to remember that getting angry or impatient won’t make the traffic disappear. Instead, try listening to calming music or podcasts and maintain a safe following distance. Patience is a virtue when dealing with any busy roads.
Some Millennial drivers may lack experience compared to older generations. Inexperience can lead to uncertainty in handling challenging driving situations. To address this, consider taking advanced driving courses. These courses can help build confidence and teach defensive driving techniques invaluable in safely navigating Yorkville’s roadways.
Millennials tend to be more environmentally conscious. This awareness can influence their choice of vehicles and driving habits. If you’re concerned about the environment, consider driving fuel-efficient or electric vehicles. Reducing your carbon footprint is a responsible choice that aligns with many Millennial values.
Regular Vehicle Maintenance
Don’t overlook the importance of vehicle maintenance. Regularly servicing your vehicle ensures it operates at its best and reduces the risk of breakdowns on the road. Visit your local auto body and repair shop for routine check-ups and repairs. Keeping your vehicle in top condition is essential for a safe and smooth driving experience.
Yorkville experiences various weather conditions throughout the year. Whether it’s snow, rain, or intense heat, adjusting your driving habits is essential. Slow down in adverse weather conditions to maintain control of your vehicle. Being prepared for changing weather conditions is vital to safe driving.
Recognizing and addressing the unique challenges Millennial drivers face on the road is essential. Prioritizing safe driving habits, avoiding distractions, and being patient in traffic can significantly enhance safety. Additionally, consider the environmental impact of your vehicle choices and invest in education to become a more confident and responsible driver.
Your Local Auto Repair Experts
Remember, accidents can happen to anyone, regardless of age. In the unfortunate event of a collision, Automotive Specialties, our Yorkville-based auto body repair shop, is here to help you get back on the road safely. Stay informed, drive responsibly, and ensure a secure journey whenever you hit the Yorkville streets. Safe driving is not just a responsibility; it’s a commitment to making our roads safer for everyone.